Factor Health MD vs Collective
An in-depth comparison of two leading GLP-1 Providers
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Factor Health MD
Best for: broadest GLP-1 lineup — semaglutide, tirzepatide and liraglutide
Visit Factor Health MD →
Collective
Best for: the lowest flat medication price if you can absorb an annual membership fee
Visit Collective →Factor Health MD and Collective are both GLP-1 Providers competing for the same patients, but they make different trade-offs on price, coverage, and what's included. In our scoring, Collective starts lower at $59/mo versus $99/mo, and Collective edges ahead overall (8.3 vs 6.4 out of 10). Below we break down pricing, what each plan covers, the six-dimension score, pros and cons, and exactly who should pick which.
Pricing
Factor Health MD
Collective
Verbatim: 'Compounded Semaglutide: $59/month. Same price, every dose. Cancel anytime.' ⛔ EXCLUDES the required membership — the site states 'What does it cost? $59/month + $199 annual membership.' First-year total is $907 ($75.58/mo equivalent).
Verbatim: 'Compounded Tirzepatide: $69/month. Same price, any dose.' ⛔ EXCLUDES the required membership — 'The cost is $69/month + $199 annual membership.' First-year total is $1,027 ($85.58/mo equivalent).
Verbatim: 'Requires Collective membership: 21 day free trial, then a low annual $199 membership fee. No recurring monthly membership charges.' Charged yearly, not monthly. Terms of Use: 'all membership fees are non-refundable, and partial-period refunds are not provided.'
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What’s included
Factor Health MD
What the monthly price covers
Medication
Included
Provider visits
Included
Shipping
Included
Lab work
Not disclosed
Coaching
Not disclosed
Collective
What the monthly price covers
Medication
Included
Provider visits
Included
Shipping
Included
Lab work
Not disclosed
Coaching
Not disclosed
Score breakdown
Both providers are scored on the same six-dimension framework. The gradient bar marks the stronger side on each dimension.
Factor Health MD
6.4/10
Collective
8.3/10
Value25%
Effectiveness25%
User Experience15%
Trust & Safety15%
Accessibility10%
Support10%
Features & Coverage
| Feature | Factor Health MD | Collective |
|---|---|---|
| Starting Price | $99/mo | ✓$59/mo |
| Features | ✓8 features | 3 features |
| States Available | Not disclosed | Not disclosed |
| Compounded | ✓ Yes | ✓ Yes |
| Brand Name | — | — |
| FSA/HSA Accepted | ✓ Yes | — |
| FDA Warnings | None | None |
About Factor Health MD
Factor Health MD is a Florida-based multi-vertical telehealth platform with an unusually broad GLP-1 lineup — compounded semaglutide, tirzepatide, and the rarely offered liraglutide — plus longevity, vitamin injectables, and men's health products. Its standout is that three-molecule menu with an "all doses included" promise and no per-dose price escalation. GLP-1 therapy starts at $99/mo; HSA/FSA cards accepted.
Read our full Factor Health MD review →About Collective
Collective (collective.org) is a membership-based telehealth platform from the founder of Thrive Market, selling compounded semaglutide and tirzepatide at a flat price on every dose. Medication is billed separately from a required annual membership, and the program bundles unlimited clinician messaging, dietitian access and express cold shipping.
Read our full Collective review →Pros & Cons
Factor Health MD
What we like
- Three-GLP-1 lineup including liraglutide — rare in DTC and useful for patients sensitive to newer molecules
- Aggressive $99/mo starting tier with all doses included
- Multi-product platform (GLP-1, longevity, vitamin injectables, men's health, bundles)
- HSA/FSA accepted — uncommon for compounded GLP-1
- St. Petersburg, FL location and phone (305-930-8817) for accountability
- LegitScript verification badge displayed
- Free medical consultations
- Price doesn't increase per dose as patients titrate up
Watch-outs
- 503A/503B pharmacy partner not named
- Full states-served list not disclosed
- No named medical director
- FDA compounded-medication disclaimer not prominently displayed
- Corporate legal entity not disclosed
- Governing law and arbitration venue not disclosed
- Compounded liraglutide has a weaker weight-loss evidence base than semaglutide or tirzepatide
- Tirzepatide tier ($149/mo) less prominent than the advertised $99 starting price
Collective
What we like
- The lowest published compounded GLP-1 medication prices we track — $59/month semaglutide and $69/month tirzepatide
- Flat pricing at every dose, so titrating up does not raise the bill
- Unlimited clinician messaging and registered-dietitian access are included rather than upsold
- 21-day free trial on the membership before the annual fee is charged
Watch-outs
- The advertised $59 and $69 exclude a mandatory $199 annual membership — the real first-year cost is $907 and $1,027
- Membership fees are non-refundable and no partial-period refunds are given
- Compounding pharmacies are described only as 'independent, third-party licensed pharmacies' and are never named
- State availability is not published on the marketing site
Our Verdict
Collective edges out Factor Health MD with a higher overall score of 8.3/10 and is particularly strong for the lowest flat medication price if you can absorb an annual membership fee. Factor Health MD remains a solid alternative, especially if you're looking for broadest GLP-1 lineup — semaglutide, tirzepatide and liraglutide.
Choose Factor Health MD if…
You want broadest GLP-1 lineup — semaglutide, tirzepatide and liraglutide and a starting price around $99/mo.
Choose Collective if…
You want the lowest flat medication price if you can absorb an annual membership fee and a starting price around $59/mo.
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TMates
Nationwide compounded GLP-1 availability including Puerto Rico
From $249/mo
Get started →Trimi Health
Budget-conscious shoppers
From $99/mo
Get started →ShedRx
Mainstream telehealth GLP-1 access
From $149/mo
Get started →Factor Health MD vs Collective: FAQ
Key terms, explained
New to GLP-1s? Tap any term for a quick, plain-English definition.
- Semaglutide · Drugs and brands
- Tirzepatide · Drugs and brands
- Compounded GLP-1 · Pharmacy and drug forms
- 503A pharmacy · Pharmacy and drug forms
- PCAB accreditation · Pharmacy and drug forms
- Prior authorization (PA) · Insurance and regulatory
- Off-label use · Insurance and regulatory
- FDA Drug Shortage List · Insurance and regulatory
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