16 verified employers · DIY guide for everyone else

Does my employer cover Wegovy or Zepbound?

Most US employers don't publish their pharmacy formulary. Below are 16 employers we have verified directly from primary sources (employer benefits portals, vendor partnership pages, OPM filings, or plan documents) — every entry includes the source URL and a direct quote. If your employer isn't listed, scroll down for the 5-step DIY guide that works for any plan in under 10 minutes.

Verified employer database (16)

Each entry below is anchored in a primary source. Click “Read full source notes” on any card to see the exact verification quote and URL. New employers added as we verify them — see our methodology for how we verify.

Showing 16 of 16 employers.

7-Eleven

Retail / Convenience

Plan administrator: Calibrate (weight-management vendor) — historical / 2026 status TBD

WegovyVerify with HR

Historically covered via Calibrate program for 7-Eleven employees. Calibrate enrollment is currently CLOSED for 7-Eleven; the page directs employees to the internal 2026 benefits guide for current coverage status. Verify with 7-Eleven HR before assuming coverage.

ZepboundUnknown

Historically covered via Calibrate program for 7-Eleven employees. Current status TBD — Calibrate enrollment is closed; check 2026 benefits guide.

OzempicVerify with HR

Diabetes-indication coverage flows through 7-Eleven's standard medical / pharmacy plan. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through 7-Eleven's standard medical / pharmacy plan. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate 7-Eleven benefit page (https://www.joincalibrate.com/pages/7-eleven), confirmed by direct WebFetch. The page is branded for 7-Eleven and confirms historical Calibr…

Data as of 2026-04-08Reported from secondary source — patient should confirm

Always verify with your HR / benefits portal before assuming coverage.

ADUSA (Ahold Delhaize USA — My Rewards Every Day)

Retail / Grocery

Plan administrator: Calibrate (weight-management vendor) — ADUSA medical plan

WegovyCovered

Covered via Calibrate program for ADUSA associates. Wegovy is explicitly listed in the Calibrate-for-ADUSA FAQ alongside Saxenda and Zepbound. All obesity-related GLP-1 prescriptions must go through Calibrate to be covered under the company medical plan.

ZepboundCovered

Covered via Calibrate program for ADUSA associates. Zepbound is explicitly listed in the Calibrate-for-ADUSA FAQ. Members already on GLP-1 treatment must enroll in Calibrate to continue coverage under the company medical plan.

OzempicVerify with HR

Diabetes-indication coverage flows through ADUSA's standard medical / pharmacy plan; Calibrate routing applies only to weight-management prescriptions. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through ADUSA's standard medical / pharmacy plan; Calibrate routing applies only to weight-management prescriptions. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate My Rewards Every Day (ADUSA) benefit page (https://www.joincalibrate.com/pages/mred), confirmed by direct WebFetch. Per the page: 'Calibrate is a covered program f…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Amazon

Tech

Plan administrator: Aetna / Premera BCBS (medical); 9amHealth (weight management vendor)

WegovyCovered

Covered via 9amHealth weight management program for clinically eligible employees and adult dependents (BMI >=35 with two or more qualifying conditions); copays/cost-shares apply per medical plan

ZepboundCovered

Covered via 9amHealth weight management program for clinically eligible employees and adult dependents (BMI >=35 with two or more qualifying conditions); copays/cost-shares apply per medical plan

OzempicUnknown

Coverage for diabetes indication via Amazon medical plans (Aetna/Premera) — formulary specifics not publicly disclosed; prior auth applies

MounjaroUnknown

Coverage for diabetes indication via Amazon medical plans (Aetna/Premera) — formulary specifics not publicly disclosed; prior auth applies

Verification details

VERIFIED 2026-04-07 via primary-vendor source: 9amHealth Amazon program page (https://join9am.com/amazon). Effective Jan 1, 2026, Amazon expanded eligibility for its 9amHealth weight management benefit. Per the program p…

Data as of 2026-04-07Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Brookfield

Real Estate / Asset Management

Plan administrator: Aetna (medical) / Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for Brookfield employees on Aetna PPO, Aetna EPO, or Aetna HDHP plans (no deductible required)

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate; verify current formulary with Calibrate enrollment

OzempicVerify with HR

Diabetes-indication coverage flows through Brookfield's standard medical/pharmacy plan; verify with HR

MounjaroVerify with HR

Diabetes-indication coverage flows through Brookfield's standard medical/pharmacy plan; verify with HR

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate Brookfield benefit page (https://www.joincalibrate.com/pages/brookfield), confirmed by direct WebFetch. Per the page: 'If you have an Aetna PPO, an Aetna EPO or an…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

FedEx

Transportation

Plan administrator: Optum Rx (pharmacy)

WegovyCovered

Covered for clinically eligible members via Calibrate program (copay varies by plan)

ZepboundCovered

Covered for clinically eligible members via Calibrate program (copay varies by plan)

OzempicCovered (PA)

Covered (diabetes indication, prior auth)

MounjaroCovered (PA)

Covered (diabetes indication, prior auth)

Verification details

VERIFIED via primary sources: Optum Rx FedEx member portal (https://welcome.optumrx.com/fedex/landing) and the Optum Rx 'Calibrate Program' benefit document for FedEx (https://contenthub-aem.optumrx.com/content/dam/conte…

Data as of 2026-04-07Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

JPMorgan Chase

Finance

Plan administrator: CVS Caremark (Rx) / Cigna / Aetna (medical)

WegovyCovered

Covered with $50-$100 monthly copay

ZepboundCovered

Covered with $50-$100 monthly copay

OzempicCovered

Covered ($0 copay if for diabetes via preventive list)

MounjaroCovered

Covered ($0 copay if for diabetes via preventive list)

Verification details

VERIFIED via primary source: JPMorgan Chase 2026 U.S. Annual Benefits Enrollment Bulletin (https://myhealth.jpmorganchase.com/api/office365/1.0/downloadFile/2026_JPMC_Enrollment_Bulletin_National.pdf?appType=MH). Per the…

Data as of 2026-04-07Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

ManpowerGroup

Staffing / HR Services

Plan administrator: Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for clinically eligible ManpowerGroup employees and dependents

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate; verify current formulary with Calibrate enrollment

OzempicVerify with HR

Diabetes-indication coverage flows through ManpowerGroup's standard medical/pharmacy plan; verify with HR

MounjaroVerify with HR

Diabetes-indication coverage flows through ManpowerGroup's standard medical/pharmacy plan; verify with HR

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate ManpowerGroup benefit page (https://www.joincalibrate.com/pages/manpowergroup). Per the Calibrate page, the program is a fully covered benefit for ManpowerGroup em…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Microsoft

Tech

Plan administrator: Premera BCBS

WegovyCovered (PA)

Coverage requires Microsoft to elect the weight-management drug benefit under Premera medical policy 5.01.621. As of 2024-2025 verification, Wegovy is non-formulary for weight loss specifically; the cardiovascular indication (FDA March 2024) is covered under different criteria. Patients must verify current Microsoft plan election with HR.

ZepboundVerify with HR

Same as Wegovy: coverage available only if Microsoft has elected the weight-management drug benefit. Verify current election with HR.

OzempicCovered (PA)

Covered for diabetes diagnosis with prior authorization, per standard Premera formularies.

MounjaroUnknown

Coverage for diabetes diagnosis with prior authorization. Weight-management indication (Zepbound) follows the weight-management benefit election.

Verification details

Re-verified 2026-04-08: Microsoft uses Premera BCBS as plan administrator. The relevant policy is Premera Medical Policy 5.01.621 (https://www.premera.com/medicalpolicies/5.01.621.pdf), which confirms weight-management G…

Data as of 2026-04-08Reported from secondary source — patient should confirm

Always verify with your HR / benefits portal before assuming coverage.

NFI Industries

Trucking / Logistics

Plan administrator: Calibrate (weight-management vendor) — NFI commercial / employer insurance

WegovyCovered

Fully covered via Calibrate program for NFI Industries employees and dependents on commercial or employer insurance. Calibrate clinicians prescribe semaglutide, tirzepatide, liraglutide, and dulaglutide as part of the program.

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate. Tirzepatide is among the GLP-1s the Calibrate clinical team prescribes; medication cost varies by individual health plan.

OzempicVerify with HR

Diabetes-indication coverage flows through NFI's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through NFI's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate NFI benefit page (https://www.joincalibrate.com/pages/nfi), confirmed by direct WebFetch. Per the page: 'Calibrate is a fully covered benefit for NFI Industries em…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Paychex

HR / Payroll Services

Plan administrator: Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for clinically eligible Paychex employees and dependents

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate; verify current formulary with Calibrate enrollment

OzempicVerify with HR

Diabetes-indication coverage flows through Paychex's standard medical/pharmacy plan; verify with HR

MounjaroVerify with HR

Diabetes-indication coverage flows through Paychex's standard medical/pharmacy plan; verify with HR

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate Paychex benefit page (https://www.joincalibrate.com/pages/paychex). Per the Calibrate page, the virtual program is fully covered for eligible Paychex members and d…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Principal Financial Group

Finance / Insurance

Plan administrator: Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for clinically eligible Principal employees and dependents

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate; verify current formulary with Calibrate enrollment

OzempicVerify with HR

Diabetes-indication coverage flows through Principal's standard medical/pharmacy plan; verify with HR

MounjaroVerify with HR

Diabetes-indication coverage flows through Principal's standard medical/pharmacy plan; verify with HR

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate Principal benefit page (https://www.joincalibrate.com/pages/principal). Per the Calibrate page, the virtual program is fully covered for eligible Principal members…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

RSM

Professional Services / Consulting

Plan administrator: Calibrate (weight-management vendor) — RSM medical plan

WegovyCovered

Fully covered via Calibrate program for RSM employees. All obesity-related GLP-1 prescriptions must go through Calibrate to be covered under the RSM medical plan.

ZepboundCovered

Covered via Calibrate program for RSM employees when clinically appropriate. Tirzepatide for weight management must be routed through Calibrate per the company's benefit design.

OzempicVerify with HR

Diabetes-indication coverage flows through RSM's standard medical / pharmacy plan; Calibrate routing applies only to weight-management prescriptions. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through RSM's standard medical / pharmacy plan; Calibrate routing applies only to weight-management prescriptions. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate RSM benefit page (https://www.joincalibrate.com/pages/rsmus), confirmed by direct WebFetch. Per the page: 'Calibrate is a fully covered benefit for RSM employees'…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

US Federal Government (FEHB)

Government

Plan administrator: BCBS FEP / GEHA / others

WegovyCovered (PA)

Covered (carrier-dependent, prior auth)

ZepboundCovered (PA)

Covered by some carriers (prior auth, varies)

OzempicCovered (PA)

Covered (prior auth, diabetes indication)

MounjaroCovered (PA)

Covered (prior auth, diabetes indication)

Verification details

VERIFIED via primary sources: OPM 2023 carrier guidance requires every FEHB carrier to cover at least one GLP-1 anti-obesity drug (https://www.opm.gov/healthcare-insurance/healthcare/carriers/) and Checkbook's FEHB plan…

Data as of 2026-04-07Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

US Postal Service (PSHB)

Government

Plan administrator: BCBS / Aetna / others

WegovyCovered (PA)

Covered (carrier-dependent, prior auth)

ZepboundCovered (PA)

Covered by some carriers (prior auth, varies)

OzempicCovered (PA)

Covered (prior auth, diabetes indication)

MounjaroCovered (PA)

Covered (prior auth, diabetes indication)

Verification details

VERIFIED via primary source: OPM PSHB program (https://www.opm.gov/healthcare-insurance/pshb/) launched Jan 1, 2025 and requires PSHB plan benefits to be equivalent to FEHB benefits, which means each carrier must cover a…

Data as of 2026-04-07Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

USNH (University System of New Hampshire)

Higher Education

Plan administrator: Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for USNH employees and dependents. GLP-1 medications prescribed by Calibrate clinicians are included in the employer-sponsored benefit.

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate. Tirzepatide is among the GLP-1s Calibrate prescribes; cost depends on individual health plan formulary.

OzempicVerify with HR

Diabetes-indication coverage flows through USNH's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through USNH's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate USNH benefit page (https://www.joincalibrate.com/pages/usnh), confirmed by direct WebFetch. Per the page: 'Calibrate is a fully covered benefit for USNH employees.…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Zebra Technologies

Tech / Manufacturing

Plan administrator: Calibrate (weight-management vendor)

WegovyCovered

Fully covered via Calibrate program for Zebra Technologies employees and dependents. GLP-1 medications prescribed through the Calibrate clinical team are included in the employer-sponsored benefit.

ZepboundCovered (PA)

Coverage available via Calibrate program when clinically appropriate. Calibrate prescribes tirzepatide alongside other GLP-1s; cost depends on individual health plan formulary.

OzempicVerify with HR

Diabetes-indication coverage flows through Zebra's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

MounjaroVerify with HR

Diabetes-indication coverage flows through Zebra's standard medical / pharmacy plan; Calibrate routes weight-management prescriptions only. Verify with HR.

Verification details

VERIFIED 2026-04-08 via primary-vendor source: Calibrate Zebra benefit page (https://www.joincalibrate.com/pages/zebra), confirmed by direct WebFetch. Per the page: 'Calibrate is a fully covered benefit for Zebra employe…

Data as of 2026-04-08Verified from primary employer or plan source

Always verify with your HR / benefits portal before assuming coverage.

Coverage status key

CoveredCovered (PA)Step therapyVerify with HRNot covered

Covered = no prior authorization required. Covered (PA) = covered with prior authorization. Step therapy = patient must try a preferred drug first. Verify with HR = framework confirmed but employer-specific election not publicly documented.

How to find out if YOUR employer covers Wegovy or Zepbound

A 5-step process that works for any US employer-sponsored health plan. Total time: about 10 minutes. The output is the single source of truth for your specific plan year.

  1. 1

    Log into your benefits portal

    Most US employers use one of: BenefitFocus, Workday Benefits, ADP, BSwift, Empyrean, Mercer Marketplace, Businessolver, or a custom HR portal. Your HR department can point you at the right URL. The portal is where the Summary of Benefits and Coverage (SBC), the Summary Plan Description (SPD), and the prescription drug formulary all live.

  2. 2

    Download the prescription drug formulary

    Look for a PDF labeled “Formulary,” “Drug List,” or “Pharmacy Benefit Summary” for the current plan year. It will list every covered drug with its tier (1, 2, 3, 4) and any prior authorization or step therapy requirements. If your plan uses a separate Pharmacy Benefit Manager (Caremark, ESI, OptumRx, MedImpact, Prime, Navitus, Costco PBM), the formulary may be on the PBM's site instead.

  3. 3

    Search the formulary for these exact terms

    • “Wegovy” (semaglutide for weight management)
    • “Zepbound” (tirzepatide for weight management)
    • “semaglutide”
    • “tirzepatide”
    • “orforglipron” or “Foundayo” (the new oral GLP-1)
    • “weight management drugs” or “anti-obesity drugs”
    • “exclusion” (some plans list weight-loss drugs as a category-level exclusion)

    If you find Wegovy or Zepbound listed: read the tier and any PA / step therapy notes. If you don't find them at all, they are almost certainly excluded from your plan's weight-management benefit.

  4. 4

    Cross-reference with the plan administrator's clinical policy bulletin

    Even if your formulary lists Wegovy, the actual approval criteria live in the plan administrator's clinical policy bulletin. Aetna publishes CPB 0040, Cigna publishes coverage policies under their medical necessity manual, UnitedHealthcare publishes its “Pharmacy Coverage Determination Guidelines,” and BCBS plans publish per-state medical policies. These documents tell you the specific BMI thresholds, comorbidity requirements, and supervised-weight-management prerequisites that apply.

  5. 5

    Call member services if anything is unclear

    The phone number is on the back of your insurance card. Ask: “Is Wegovy covered for chronic weight management on my specific plan, and what are the prior authorization requirements?” They are required to answer. Get the answer in writing if you can — chat transcripts and email confirmations protect you if there is later confusion.

Reference benchmarks, not authoritative for your plan

The 6 employer entries above are reference benchmarks. Even within the same employer, coverage frequently differs by plan tier, union vs. non-union status, state, deductible status, and which PBM administers the pharmacy benefit. Coverage of anti-obesity GLP-1s changes mid-year as plans add, drop, or restrict access. The single source of truth for your coverage is the formulary document for your plan year on your benefits portal. Follow the 5-step DIY guide above.

How to read this tool

Each employer card shows the four major GLP-1 medications relevant to weight management. The two anti-obesity drugs (Wegovy and Zepbound) are the ones with the most volatile coverage decisions, since they are FDA-approved specifically for weight loss and are not categorized as diabetes medications. Ozempic and Mounjaro are FDA-approved for type 2 diabetes; coverage for these is generally broader because they are clinically indicated for a chronic disease, but a prior authorization is almost always required.

Coverage status definitions

  • Covered — On the plan formulary with standard cost-sharing. The patient pays the normal copay or coinsurance for that tier.
  • Prior auth — On formulary, but the prescriber must submit a prior authorization request documenting BMI, comorbidities, and prior weight management efforts before the pharmacy will fill it.
  • Step therapy — The plan requires the patient to try (and fail) a less expensive medication first, often phentermine or older anti-obesity drugs, before approving a GLP-1.
  • Not covered — Excluded from the plan formulary entirely. The patient pays the full cash price or uses a telehealth cash-pay route.
  • Unknown — The employer has not publicly disclosed its coverage decision and we have not received patient-reported data we can validate. Treat this as a prompt to call your benefits hotline.

Confidence labels

Each card carries a confidence label that tells you how much weight to give the coverage status:

  • Verified from plan documents — The coverage status was sourced directly from a published plan brochure or formulary document.
  • Reported / publicly discussed — The employer has spoken about its GLP-1 coverage publicly (in press, in earnings calls, or in HR communications) but we have not confirmed it against the live formulary.
  • Unverified — patient must confirm — No authoritative source. Coverage is listed as Unknown by default; the card exists so patients searching for the employer can find a credible “we don't know, here's how to find out” answer rather than speculation.

Methodology

The 30 employers in this tool were selected based on US headcount and search volume for “does [employer] cover Wegovy.” Most employers in the United States do not publicly disclose their pharmacy benefit formularies — that information lives behind a benefits-portal login. Where an employer has been quoted in trade press or earnings calls discussing its anti-obesity drug coverage, we mark the confidence as “reported.” Where coverage is not publicly disclosed, the default is “Unknown” with confidence “unverified.” We deliberately do not guess. The value of this tool is the structured framework and the verification prompt, not invented coverage data.

What to do next

If your employer is in this list, treat the result as a starting point and call your benefits hotline or open your HR portal. Look specifically for the prescription drug formulary document for the plan year you are enrolled in, and search for “semaglutide,” “tirzepatide,” “Wegovy,” and “Zepbound.” If you don't see them in the formulary, they are almost certainly not covered for the weight-loss indication on your plan.

If your plan does not cover Wegovy or Zepbound

You still have options. The two main routes are:

  • Manufacturer self-pay programs. Novo Nordisk and Eli Lilly both run direct-to-patient cash-pay programs for Wegovy and Zepbound at significant discounts to list price.
  • Telehealth GLP-1 providers. Many telehealth clinics offer brand or compounded GLP-1 prescriptions on a cash-pay basis. See our provider comparison for an independent ranking.

Related tools

Important disclaimer

This tool is for informational and educational use only and does not constitute medical, legal, or benefits advice. Coverage information is patient-reported and publicly-sourced; it is not authoritative and may be out of date. Weight Loss Rankings is not affiliated with any of the employers listed and does not have access to private plan documents. Always verify coverage with your employer's HR department or benefits portal before making any treatment decisions.

References

  1. 1.US Office of Personnel Management. Federal Employees Health Benefits (FEHB) Program — Plan Brochures and Anti-Obesity Drug Coverage Policies. OPM.gov. 2026. https://www.opm.gov/healthcare-insurance/healthcare/plan-information/plans/
  2. 2.US Office of Personnel Management. Postal Service Health Benefits (PSHB) Program — Carrier Plan Brochures. OPM.gov. 2026. https://www.opm.gov/healthcare-insurance/pshb/
  3. 3.Mercer. National Survey of Employer-Sponsored Health Plans — GLP-1 Coverage Trends. Mercer Health & Benefits. 2025. https://www.mercer.com/insights/total-rewards/employee-benefits-strategy/
  4. 4.International Foundation of Employee Benefit Plans. GLP-1 Drug Coverage Trends in Employer-Sponsored Health Plans. IFEBP Research. 2025. https://www.ifebp.org/news/research/glp-1-drug-coverage
  5. 5.Kaiser Family Foundation. Employer Health Benefits Survey — Prescription Drug Benefits and GLP-1 Coverage. KFF. 2025. https://www.kff.org/health-costs/report/employer-health-benefits-annual-survey/
  6. 6.Reuters. Walmart, Amazon, and other large employers weigh GLP-1 weight-loss drug coverage as costs surge. Reuters Healthcare. 2024. https://www.reuters.com/business/healthcare-pharmaceuticals/