Collective vs SurpassMD
An in-depth comparison of two leading GLP-1 Providers
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Collective
Best for: the lowest flat medication price if you can absorb an annual membership fee
Visit Collective →
SurpassMD
Best for: budget-conscious GLP-1 shoppers wanting broad state coverage
Visit SurpassMD →Collective and SurpassMD are both GLP-1 Providers competing for the same patients, but they make different trade-offs on price, coverage, and what's included. In our scoring, Collective starts lower at $59/mo versus $124/mo, and Collective edges ahead overall (8.3 vs 7.3 out of 10). Below we break down pricing, what each plan covers, the six-dimension score, pros and cons, and exactly who should pick which.
Pricing
Collective
Verbatim: 'Compounded Semaglutide: $59/month. Same price, every dose. Cancel anytime.' ⛔ EXCLUDES the required membership — the site states 'What does it cost? $59/month + $199 annual membership.' First-year total is $907 ($75.58/mo equivalent).
Verbatim: 'Compounded Tirzepatide: $69/month. Same price, any dose.' ⛔ EXCLUDES the required membership — 'The cost is $69/month + $199 annual membership.' First-year total is $1,027 ($85.58/mo equivalent).
Verbatim: 'Requires Collective membership: 21 day free trial, then a low annual $199 membership fee. No recurring monthly membership charges.' Charged yearly, not monthly. Terms of Use: 'all membership fees are non-refundable, and partial-period refunds are not provided.'
SurpassMD
Homepage/FAQ: 'Semaglutide starts as low as $124/m ... for eligible patients. Actual pricing depends on medication, dose, and provider approval.'
Homepage/FAQ: 'tirzepatide starts as low as $184/m ... for eligible patients. Actual pricing depends on medication, dose, and provider approval.'
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What’s included
Collective
What the monthly price covers
Medication
Included
Provider visits
Included
Shipping
Included
Lab work
Not disclosed
Coaching
Not disclosed
SurpassMD
What the monthly price covers
Medication
Included
Provider visits
Included
Shipping
Not disclosed
Lab work
Not disclosed
Coaching
Not disclosed
Score breakdown
Both providers are scored on the same six-dimension framework. The gradient bar marks the stronger side on each dimension.
Collective
8.3/10
SurpassMD
7.3/10
Value25%
Effectiveness25%
User Experience15%
Trust & Safety15%
Accessibility10%
Support10%
Features & Coverage
| Feature | Collective | SurpassMD |
|---|---|---|
| Starting Price | ✓$59/mo | $124/mo |
| Features | 3 features | ✓8 features |
| States Available | Not disclosed | 51 |
| Compounded | ✓ Yes | ✓ Yes |
| Brand Name | — | — |
| FSA/HSA Accepted | — | ✓ Yes |
| FDA Warnings | None | None |
About Collective
Collective (collective.org) is a membership-based telehealth platform from the founder of Thrive Market, selling compounded semaglutide and tirzepatide at a flat price on every dose. Medication is billed separately from a required annual membership, and the program bundles unlimited clinician messaging, dietitian access and express cold shipping.
Read our full Collective review →About SurpassMD
SurpassMD is an online GLP-1 weight loss platform operated by Life Vitality LLC that connects patients with independent licensed providers for compounded semaglutide and tirzepatide, dispensed by 503A pharmacies with cold-chain shipping. Its clinical intake and consent flow runs on OpenLoop's telehealth platform. Pricing starts as low as $124/month for semaglutide and $184/month for tirzepatide for eligible patients, cash-pay only, with HSA/FSA and Klarna-style financing accepted.
Read our full SurpassMD review →Pros & Cons
Collective
What we like
- The lowest published compounded GLP-1 medication prices we track — $59/month semaglutide and $69/month tirzepatide
- Flat pricing at every dose, so titrating up does not raise the bill
- Unlimited clinician messaging and registered-dietitian access are included rather than upsold
- 21-day free trial on the membership before the annual fee is charged
Watch-outs
- The advertised $59 and $69 exclude a mandatory $199 annual membership — the real first-year cost is $907 and $1,027
- Membership fees are non-refundable and no partial-period refunds are given
- Compounding pharmacies are described only as 'independent, third-party licensed pharmacies' and are never named
- State availability is not published on the marketing site
SurpassMD
What we like
- Transparent starting prices published: $124/mo semaglutide, $184/mo tirzepatide
- Compounded through 503A pharmacies with cold-chain shipping
- Broad coverage: licensed to operate in all 50 states plus DC
- HSA/FSA and Klarna-style buy-now-pay-later accepted
- Free assessment with no payment required to see if you qualify
- Full refund if disqualified by the medical provider
Watch-outs
- Specific compounding pharmacy partner is not named on the site
- LegitScript Certified badge shown, but no verifiable LegitScript record found
- Cancellation & Refund Policy page conflicts with the Terms of Use on refund eligibility
- Billing begins at intake submission, before provider approval
- Exact per-dose pricing beyond the 'starting at' figures is not published
- Refund policy requires 72 hours' notice before your next billing date to cancel
Our Verdict
Collective edges out SurpassMD with a higher overall score of 8.3/10 and is particularly strong for the lowest flat medication price if you can absorb an annual membership fee. SurpassMD remains a solid alternative, especially if you're looking for budget-conscious GLP-1 shoppers wanting broad state coverage.
Choose Collective if…
You want the lowest flat medication price if you can absorb an annual membership fee and a starting price around $59/mo.
Choose SurpassMD if…
You want budget-conscious GLP-1 shoppers wanting broad state coverage and a starting price around $124/mo.
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Get started →Collective vs SurpassMD: FAQ
Key terms, explained
New to GLP-1s? Tap any term for a quick, plain-English definition.
- Semaglutide · Drugs and brands
- Tirzepatide · Drugs and brands
- Compounded GLP-1 · Pharmacy and drug forms
- 503A pharmacy · Pharmacy and drug forms
- PCAB accreditation · Pharmacy and drug forms
- Prior authorization (PA) · Insurance and regulatory
- Off-label use · Insurance and regulatory
- FDA Drug Shortage List · Insurance and regulatory
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