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1st Optimal vs Luma Health Co

An in-depth comparison of two leading GLP-1 Providers

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By Eli Marsden · Founding Editor
Editorially reviewed & fact-checked against primary sources · How we verify contentLast reviewed
1st Optimal logo

1st Optimal

6.7
★★★☆☆3.4/5

Best for: Patients wanting GLP-1 therapy within a lab-driven functional-medicine program

Visit 1st Optimal
VS
Luma Health Co logo

Luma Health Co

7.1
★★★3.6/5

Best for: no-subscription compounded GLP-1s, free follow-ups and consult discounts for first responders and teachers

Visit Luma Health Co

1st Optimal and Luma Health Co are both GLP-1 Providers competing for the same patients, but they make different trade-offs on price, coverage, and what's included. In our scoring, Luma Health Co starts at $170/mo, and Luma Health Co edges ahead overall (7.1 vs 6.7 out of 10). Below we break down pricing, what each plan covers, the six-dimension score, pros and cons, and exactly who should pick which.

Pricing

1st Optimal

Pricing not publicly listed.

Luma Health Co

Weekly injectionCompounded
$120/mo
semaglutide

Starting price; dose-dependent. Billed separately from a one-time initial consult fee, with no monthly subscription or membership.

Weekly injectionCompounded
$180/mo
tirzepatide

Starting price; dose-dependent.

Weekly injectionCompounded
$170/mo
retatrutide

Marketed on-site as "RTT (GLP-3)"; retatrutide is an investigational triple agonist that is not FDA-approved.

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What’s included

1st Optimal

Inclusions not disclosed.

Luma Health Co

What the monthly price covers

Medication

Included

Provider visits

Not disclosed

Shipping

Not disclosed

Lab work

Not disclosed

Coaching

Not disclosed

Score breakdown

Both providers are scored on the same six-dimension framework. The gradient bar marks the stronger side on each dimension.

1st Optimal

6.7/10

Overall

Luma Health Co

7.1/10

Value25%

6.5A
vs
B
7.5

Effectiveness25%

7.0A
vs
B
7.0

User Experience15%

6.5A
vs
B
7.0

Trust & Safety15%

6.5A
vs
B
6.0

Accessibility10%

6.5A
vs
B
7.5

Support10%

7.4A
vs
B
7.5

Features & Coverage

Feature1st OptimalLuma Health Co
Starting Price$170/mo
Features8 features8 features
States AvailableNot disclosed30
Compounded✓ Yes
Brand Name
FSA/HSA Accepted
FDA WarningsNoneNone

About 1st Optimal

1st Optimal is a Michigan-based telehealth and functional-medicine platform offering GLP-1 weight loss medications, including semaglutide and tirzepatide, as once-weekly injections or daily oral tablets. Its model pairs prescription GLP-1 therapy with at-home lab testing, blood-work interpretation, unlimited coaching, and personalized protocols framed around long-term weight loss and longevity. Care is delivered virtually by credentialed providers, and treatments ship to the home with no long-term contracts. The site does not publish monthly pricing or a state list.

Read our full 1st Optimal review →

About Luma Health Co

Luma Health Co is a nurse-practitioner-led virtual weight-loss and wellness clinic founded by Tiffani McKnight, FNP-C. It prescribes compounded semaglutide (from $120/mo), tirzepatide (from $180/mo) and retatrutide — marketed on-site as "RTT (GLP-3)" — from $170/mo, on a direct-to-patient model with no subscription or membership. Medication is billed separately from a one-time consult fee (free for first responders, teachers and nurses), and follow-up visits are free. Care is by virtual visit with lab review. Serves 30 states/DC; HSA/FSA and financing accepted, no insurance.

Read our full Luma Health Co review →

Pros & Cons

1st Optimal

What we like

  • Offers both semaglutide and tirzepatide with injectable and oral formats
  • Functional-medicine approach with at-home labs and blood-work interpretation
  • Unlimited coaching and ongoing support included
  • No long-term contracts
  • Board-certified doctors and nurse practitioners referenced

Watch-outs

  • No public monthly pricing disclosed
  • No published state availability list
  • Compounded vs branded sourcing not clarified on site
  • Pricing only revealed after quiz or consultation

Luma Health Co

What we like

  • Transparent, competitive pricing published up front — compounded semaglutide from $120/mo, tirzepatide from $180/mo, retatrutide from $170/mo
  • No subscription, monthly fee or membership — a direct-to-patient model where you pay per medication, and follow-up visits are free
  • Free initial consults for first responders, law enforcement, military, nurses and teachers ($0), and $25 for other healthcare workers
  • Founded and led by a named family nurse practitioner (Tiffani McKnight, FNP-C) licensed across 30 states/DC, with HIPAA-compliant virtual visits
  • HSA/FSA funds and financing accepted, with itemized invoices for HSA/FSA submission

Watch-outs

  • Offers compounded retatrutide (labeled "RTT/GLP-3"), an investigational triple agonist not FDA-approved — a higher-risk, less-studied option
  • Compounded medications only — no brand-name Wegovy, Zepbound or Ozempic — and compounded GLP-1s aren't FDA-reviewed or approved
  • No LegitScript certification shown and no compounding-pharmacy partner named, so the dispensing pharmacy can't be independently verified
  • Small, newly established founder-led practice with a thin website and limited public track record or third-party reviews
  • Medication prices are "starting at" and billed on top of a one-time consult fee, so the true first-month cost runs higher than the headline

Our Verdict

Winner: Luma Health Co

Luma Health Co edges out 1st Optimal with a higher overall score of 7.1/10 and is particularly strong for no-subscription compounded GLP-1s, free follow-ups and consult discounts for first responders and teachers. 1st Optimal remains a solid alternative, especially if you're looking for Patients wanting GLP-1 therapy within a lab-driven functional-medicine program.

Choose 1st Optimal if…

You want Patients wanting GLP-1 therapy within a lab-driven functional-medicine program.

Choose Luma Health Co if…

You want no-subscription compounded GLP-1s, free follow-ups and consult discounts for first responders and teachers and a starting price around $170/mo.

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7.8

Care Bare Rx

LGBTQ+-inclusive compounded GLP-1 telehealth

8.2

Enhance MD

Lab-monitored compounded GLP-1 with mandatory video visit

7.1

MEDVi

Patients who want the option to switch between compounded and brand-name GLP-1 through one provider

1st Optimal vs Luma Health Co: FAQ

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